Top 5 Personal Finance Books Every College Or University Student Should Read

Need some help with your budgeting skills during school? Check out the best personal finance books for students!

Ask anyone who’s been there, and they’ll surely tell you that balancing your bank accounts while in college or university can be quite the challenge.

On average, most entry-level student jobs only pay around $7 to $10 per hour in the US.

And with such a low average entry-level wage, it’s often hard for students to make ends meet.

Below, we’re diving into our list of the absolute best personal finance or money management books that every student should ready.

You’ll find money-saving and investment tips, help with your budget, and more!

pink pig coin bank on brown wooden table

Broke Millennial By Erin Lowry

As a Millennial student, you must take control of your money as early as possible. Especially if you want to obtain financial independence in the future.

And that’s precisely what Erin Lowry sets out to help you with within her personal finance book, Broke Millennial.

In the book, you’ll learn how to gain control over your finances and create a monthly budget.

You’ll also learn a great deal about investing your money wisely, planning for your financial future, and how to avoid high-interest credit card debt.

Don’t let yourself fall into the same fiscal traps and pitfalls that so many people in their 20s and early 30s have.

Check out Broke Millennial and start planning your financial future today!

Using fun Millennial language and humour, Broke Millennial is a worthwhile read for any student struggling with their financial health.

Broke Millennial Has Launched (And Why Erin Lowry is Awesome)!

Why Didn’t They Teach Me This In School? By Cary Siegel

Ask any college or university graduate what they wished they’d learn more about during their time in school. They’ll often tell you it’s money and how to handle it correctly!

In Why Didn’t They Teach Me This In School?, Cary Siegel, retired business executive, takes you through 99 financial principles that you’ll be glad to learn.

He’ll also explain eight innovative money lessons he claims should be teaching students before they get into college or university.

Initially, Siegel had written the book to help his children with their finances.

But, the book eventually got so many positive reviews that it’s now made its way onto countless bookshelves of students who need help with money.

Packed full of money lessons, advice, and first-hand lessons for a retired business professional is a must-read!

Why Didn’t They Teach Me This In School is an excellent, easy-to-read book, ideal for anyone wanting to get their finances on the right track.

Personal Finance Books

Your Money Or Your Life By Vicki Robin And Joe Dominguez

For more than two decades, Your Money Or Your Life has been a best-selling personal finance book for college and university students.

In the book, authors Vicki Robin And Joe Dominguez detail a total of nine simple yet highly effective steps you can take today to achieve financial independence in the future.

Your Money Or Your Life is filled with information on how you can avoid falling into un-payable debt.

And how to incorporate intelligent financial habits into your life without restricting your budget too much!

As a fantastic bonus, the book also takes a more eco-friendly approach to personal finance. It’ll discuss how good fiscal habits can reduce waste and help protect the environment.

Review] Your Money or Your Life by Vicki Robin and Joe Dominguez | Personal Finance Books

The Total Money Makeover By Dave Ramsey

Are you struggling with high-interest credit card debt or student loans?

If so, then The Total Money Makeover by Dave Ramsey is most certainly worth checking out!

As a New York Times best-seller, this book will eloquently explain how to get yourself out of debt and improve your overall financial health.

Filled with many solid pieces of financial advice, you’ll learn how to avoid financial pitfalls like cash advances, rent-to-own schemes, and using unnecessary credit.

Lastly, Ramsey will also explain his famous “Snowball Method” to help you pay off debt quickly. And how to save for retirement, and how to start an emergency fund.

The Total Money Makeover + Workbook - Personal Finance Books

I Will Teach You To Be Rich By Ramit Sethi

Whether you’re in your first year, second year or you’ve already graduated, paying off debt is hard.

Student lines of credit, loans, and other types of debt are often some of the biggest financial roadblocks you’ll ever face.

In his book I Will Teach You To Be Rich, Ramit Sethi takes you through some of the best advice for getting ahead with your finances.

You’ll also find a wide range of helpful advice about student finances. Including scripts you can use to save money by getting yourself out of paying late fees for missed payments.

Sethi also provides his readers with a range of simple yet effective advice for investing, buying your first home, and making other large purchases.

I Will Teach You To Be Rich by Ramit Sethi |

The Best Personal Finance Books For Students

In the end, your financial health is almost just as important as your physical and mental health.

That’s why it’s crucial to gain control over your money as soon as possible.

This way, you’ll avoid making the most common money mistakes students make and learn how to invest in your financial future!

The Worst Money Mistakes Students Make In 2021

Are you tired of making the same money mistakes as everyone else? Want to avoid the most common pitfalls students fall into every day?

As a student, there’s no doubt that you’ve at least heard of the stereotypical starving student.

You know, the student who eats nothing but Ramen noodles for breakfast, lunch, and dinner. And, who only earns enough just money to pay their bills, without their work life having a negative impact on their studies.

Unfortunately, this stereotype is all-too-common among college and university students.

No matter how you look at it, it can be challenging to balance your school work with financial responsibility. Especially when you’re first starting out in college or university,

And that’s why we thought it’d be a great idea to create the following blog post on the top 5 worst money mistakes students make every semester.

Keep reading, and below, we explore what you should avoid doing with your money while you’re in college or university.

1 U.S.A dollar banknotes

Eating Out Too Often

Restaurants are a great place to gather with family, friends, and loved ones.

Plus, they’re convenient, which makes them powerfully alluring, especially for students with their already-busy schedules.

However, restaurants are also expensive.

To illustrate how expensive it can be to eat at a restaurant, consider this:

The average at-home meal only costs you about $4 or $5 in groceries, and you usually still end up with leftovers.

On the other hand, a meal at a restaurant, on average, costs about $14, which is a staggering 325% more expensive than your $4 meal at home.

Plus, there’s also the expectation that you should tip your server when dining at a restaurant.

This only adds to the amount of money you’re wasting.

Instead of wasting your money at restaurants, it’s a better idea to hit up your local library.

Or browse a book store and find a few cookbooks that seem interesting.

Get creative, try new foods, and in no time, you’ll learn to appreciate that eating at restaurants isn’t all as cracked up as it’s thought to be.

dish on white ceramic plate - Money Mistakes

Ordering Take Out Too Often

With the handful of food delivery apps on the market today, it’s easier than ever to order your next meal. This saves you both time and effort during your already-hectic school weeks.

But, just like eating at restaurants, ordering take out food is expensive and overpriced.

Plus, you’re also expected to add a tip or gratuity to your delivery person, adding to the overpriced cost of take out.

Whether you dine in or order take out, restaurant food is ALWAYS going to cost you more than a visit to the grocery store.

And most times, what you order will only feed you for a single meal.

Therefore, instead of opening Uber Eats and ordering delivery from the restaurant up the street, it’s a better idea to spend that money on food from the grocery store.

clear glass bottles on gray concrete floor - Money Mistakes

Drinking Alcohol And Partying

Just because you’re studying in college or university doesn’t mean that you shouldn’t go out and have fun with your friends.

However, it does mean that you should keep a watchful eye on how much you’re spending on alcohol, marijuana (if it’s legal where you live), and going out at night.

Especially if you’re going to a local bar or club! Understand that these places serve food and drinks to make a profit.

Meaning that they are considerably more expensive than if you were to buy and consume these things at home.

Don’t deny yourself the ability to go out and have fun. But do make sure you’re not spending more money than you can afford.

Whether you’re going to the campus pub to meet with friends, family, or a steamy blind date, your money can truly be spent better elsewhere.

white and blue magnetic card

High-Interest Credit Cards

As soon as you came of age, you were probably offered a credit card.

Usually from your bank explaining that it will help build your credit score for the future.

Of course, using a credit card and paying it off immediately is a great way to help build your credit score and access more credit in the future.

However, using credit can also be a slippery slope.

So always remember that it’s easy to spend your credit, but much harder to pay it back!

Especially when you’re dealing with credit cards that have interest rates ranging anywhere from 19% to 30% or more!

Of course, having credit available is a good idea in case of emergencies.

But if you need to use credit, it’s much more financial responsible to look into a student line of credit. Or, even a personal loan, which will usually have a much lower interest rate.

silver round coin on white ceramic pig coin bank - Money Mistakes

Not Saving Or Investing For The Future

Finally, another of the biggest mistakes students make is simply spending too much and not putting anything aside for the future.

Whether you’re in your first year of post-secondary or your last year, it’s vital that you start saving your money.

You might want to consider investing your money in stocks, bonds, or mutual funds.

Or, in the very least, start putting some money aside that you’ll allow yourself to touch for emergencies or once you’re graduated.

spilled coins from the jar

The Worst Money Mistakes For College And University Students

Of course, there are many other things that you can waste your money on foolishly.

However, eating overpriced food, drinking too much, using high interest credit, and not saving for the future are some of the most common expenses that are considered as wasteful.

It might be hard to keep a watchful eye on your finances, especially when you’re busy with school.

But, if you start taking control of your money now, I promise, you’ll thank yourself later!

Back To School: Moving Day Tips And Checklist

Getting ready for back to school? Make sure to check out this week’s featured blog on back to school moving day tips and preparation checklists.

As summer draws to a close, you’ll need to start thinking about back-to-school preparations. 

However, as much as you’ve enjoyed your time off away from campus, it can be a daunting prospect thinking about getting organized on your return. 

Here are some tips ahead of moving day, as well as a checklist to ensure you’ve got everything you need.

brown wooden table and chairs

Top Tips For Moving Day

Whether you’re getting ready to move out of town for school, or maybe you’re just moving across town into a dorm with your friends, be sure to set aside some time to get yourself ready for September!

Purchase School Supplies 

No matter your degree subject, you’ll likely have a required reading and equipment list for the semester. 

It’s a good idea to go out and buy as much of this as you can before you get back to class. This way, you’ll be as prepared as possible for the semester ahead. 

Many professors stipulate that they want you to have gotten to grips with the reading material before you start class, so make sure you buy your books early so you can have them ready before you arrive back on campus.

It’s not just books you’ll need; you should also consider what materials and equipment you’ll be required to bring. 

shallow focus photography of pencils on desk rack

Below is a checklist to give you a guide of what you’ll need to buy. 

  • Textbooks/journals
  • Binders/folders
  • Laptop
  • Stationary (pens, pencils, highlighters, erasers)
  • A planner or agenda

Of course, this is just a rough guide, and depending on your course, you’ll need to supplement with your specific course requirements. 

If you study maths, for example, you’ll likely need a whole lot more stationary (calculators, compasses, rulers etc.). 

Check with your college or university for a detailed guide of what you should bring for your first week. 

woman carrying white and green textbook

Wardrobe 

This might seem a little obvious, but giving your wardrobe a little thought can help the semester go more smoothly. 

For instance, if you’re embarking on any internships, you’ll want to have some professional clothing at the ready. If you’re invited to a formal occasion on campus, you’ll want to have something a little fancier at your disposal. 

Equally, you’ll need to plan around the season and the climate of your school. 

If you’re in California, with its warmer climate, then you don’t have to worry about heavy-duty boots and thick coats. 

However, if you’re in Maine, these things are a must for the colder months ahead.

If you play for a sports team, you should also check what kit you’ll need to get hold of for training and competing. 

Here’s a quick checklist to use as a guide:

  • Clothes for class
  • Professional/business clothing
  • Sports clothing
  • Casual clothing
  • Formal attire
  • Comfy campus shoes
girl in black t-shirt writing on white paper

Workspace Equipment

Even if you plan on doing most of your studying at the library, you’ll need to set up a dorm workspace. 

This will keep your work organized as well as give you somewhere for those late-night study sessions. 

To create an effective work environment, you’ll probably need to get some furniture. 

A desk and office chair is the most basic set-up. 

You might also want to get other stuff for extra comforts, like a lamp, bookcase, or filing cabinet. 

If you’re short on space, you’ll need to get smaller furniture items, even foldable items that can easily be stored away when you’re not using them.

Here’s a quick list of essential workspace items:

  • Desk and Comfortable Chair
  • Lamp
  • Filing cabinets
  • Bookcase
  • White Board
  • Calendar
aerial view of cars parked on parking lot

Think About Transportation

Even if you’re living on campus, you’ll still need to think about how you’re going to get around. 

When it comes to getting to class, going on foot or a bike is healthy and cheap.

As for getting out around town, bringing your car might seem like the easiest option. But it can get expensive quickly, and for some, driving isn’t an option. 

So make sure to check out the public transport services around campus and assess whether they’re a good option for you. 

Checklist:

  • Campus shuttle timetable 
  • Local bus timetable 
  • Bicycle/scooter/skateboard
  • Parking permit (if you bring your car)
red apple fruit on four pyle books

Making The Most Of Your Summer

College or university are all-around great experiences, but they can also be full-on stressful at times. 

For this reason, it’s a great idea to unwind and enjoy your vacation as much as possible while it lasts. 

You’ll be grateful for the experiences once you’re back stuck at your desk studying. 

However, as well as fun and relaxation, this time off from study can be an excellent opportunity to get some other stuff done. 

If you want to get ahead financially for the coming semester, you could also look into getting a summer job. 

This looks good on your CV, and the extra money will be a real help once you’re back at college.

If you’re keen to make yourself as employable as possible, you could also check out internship and work experience opportunities. 

Here are some other things you can do while you’re away from school for the summer:

  • Refresh your resume 
  • Check out jobs and internship opportunities
  • Take the time to travel
  • Visit friends and family
empty building hallway

Getting Back To School

There you have it, a comprehensive list of things to start buying and packing ahead of the start of the next school year. 

Ensure you check out your university website to double-check exactly what you’ll need for your specific course!

And, in the meantime, spend as much time with friends and family as you can, get out on day trips, travel and have fun! 

The Best Resume And Cover Letter Writing Tips 2021

Looking for some resume and cover letter tips to help you land that next job? Below, we explore all you need to know about writing the best, most engaging, and eye-catching resume imaginable!

A customized resume is a great tactic to boost your chances of getting your dream job, with 61% of hiring managers saying they are more likely to consider a personalized resume.

Attaching a cover letter also boosts your chances of getting a job considerably, by 49%, to be precise.

Below, we explore some great tips and tricks for writing a resume and a cover letter that will wow those who read it.

white printer paper on macbook pro

What Is A Resume?

A resume, also referred to as a CV, is a marketing document that you use to offer yourself to prospective employers.

It should include details about you, your professional past, and your skills, abilities, and achievements.

Finally, it should illustrate why you are the most qualified candidate for the job.

A resume is required when applying for a job. Employers may additionally want a cover letter and a completed application form in addition to your resume.

However, the resume is the most basic requirement for most job applications.

In other words, your resume is crucial when it comes to job seeking.

If you get it right, you’ll have an interview in no time; if you do it incorrectly, you’ll get rejection after rejection.

Every resume is unique because you want to demonstrate why your set of abilities qualifies you for the job you’re applying for at the time, but they all follow a similar format.

two men facing each other while shake hands and smiling

What Should I Include In My Resume? 

While a CV’s layout is adaptable to your specific skill set and experiences, there are certain areas that employers expect to see regardless.

Professional Title, Contact Details And Name 

The first portion of your CV, which should be at the top of the page, should include your professional title, name and contact information.

Your contact information, email address, and phone number(s) are crucial when it comes to your contact information.

It was once common to put your complete address on your CV. But today, the minimum requirement is your town/city and county.

woman in teal t-shirt sitting beside woman in suit jacket

Your Profile

One of the essential elements of your resume is your personal profile.

This is a brief paragraph that appears right beneath your name and contact information and gives possible employers an idea of who you are and what you’re all about.

Every job you apply for should be tailored to your profile, with specific qualities that fit you to the role highlighted.

Just make sure to keep your statement as brief as possible, and no more than a few sentences.

graphing notebook

Experience And Employment History

In the next section, you can write about internships, volunteering, charity work and former jobs in the employment history area.

Basically, you’ll want to highlight any experiences that are most relevant to the job you’re applying for.

Because your most recent role is the most relevant to the employer, list your experience in reverse chronological order.

List your job title, employer, the dates you worked, and summarize your responsibilities for each position.

Then, to support each claim, demonstrate the result of the experience by using bullet points for essential duties, abilities, and accomplishments, and reinforce each claim using powerful verbs and numbers.

Resume And Cover Letter Writing

What Is A Cover Letter?

A cover letter is a typed or written document that is sent along with your resume.

It differs from a resume or CV in that, rather than being a written review of your talents and experience, it’s created expressly for the job you’re going for.

This allows you to highlight specific areas you believe would make you a good fit for the position.

The quickest and most efficient strategy to stand out from the crowd is to use your cover letter.

When you apply for a job, it adds value by allowing the employer to learn more about you, your personality, and what you genuinely want from the position and gain insight into why you’re applying. 

A cover letter is a required component of practically every job application.

But even when it’s not a requirement, it’s still a good idea to create one!

You must not only ensure that it sells your skills and qualities to recruiters, but you must also ensure that it is written clearly and simply that it persuades the reader to want to meet you.

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Resume And Cover Letter Writing

How To Write A Great Cover Letter? 

It’s critical to demonstrate that you’ve done your homework about the organization so you can show that you’re the most qualified individual for the role.

The advice on what should appear in the letter varies. But you should describe why you applied for this position, what appeals to you about the role. And why you would love to work for this company.

Keep in mind, it’s not about you, it’s about the job.

So don’t overuse the word “I” in your cover letter; it’s about how you meet the employer’s needs.

The ideal method is to create an introduction that says what position you’re applying for. And why you believe you’re a good match based on the ad requirements.

After that, give a three-point overview of why you are an excellent candidate for an interview.

This entices them to peruse your resume more eagerly.

Resume And Cover Letter Writing

Landing The Job

Obviously, even the best resume and cover letter won’t guarantee that you’ll land the job.

However, when you have the right resume and the right cover letter, all you’ll need to do is to be yourself and answer your potential employer’s questions truthfully.

And even if you don’t get the job, you’ll still have a stellar resume and some newfound job application experience to help you land the next one!

Best Summer Jobs For Students [And How To Land Them]

Wondering how to fill in your summer? Check out our list of the best summer jobs for students and a few tips on how to land them!

Summer, for most college or university students, means earning just enough money to relax and enjoy themselves for a few months in between semesters.

However, it can also be an excellent time to acquire job experience and to set yourself up for future career success!

This guide will help you find a great summer job that suits your interests!

It will also give you a few tips and tricks to help you land a summer job that you can use to improve your resumes and career outlook.

person walking on concrete road beside brown concrete house near green high trees under white sky during daytime

What Are Some Great Jobs For Students?

So whether you’re looking for an internship at a big-name business or a part-time job in your hometown, we’ve got you covered!

Below, we take a look at a few of the most common jobs that are posted and available for summer students.

women sitting on chair watching body of water Best Summer Jobs

Lifeguard 

Pools and beaches are busiest throughout the summer, so plenty of summer employment is available for swimmers and water-lovers.

There are usually several openings available at local and neighbourhood pools.

If you live along the coast or near a lake, there are also openings at public beaches.

These jobs offer an excellent opportunity to earn a bit of extra cash, while also improving your health and spending time outside having fun in the sun.

Best Summer Jobs babysitting

Babysitter Or Nanny 

Another summer job that opens up a world of possibilities for those who qualify is being a nanny.

If you want to travel, you may choose to look for summer jobs as an “au pair” in another country. Or, if you prefer to stick closer to home, there should be plenty of work during the summer as parents scramble to balance their work life while their children are out from school.

But, on the other hand, if you enjoy staying busy, spending time with children, and being outside, this job won’t even feel like work!

woman standing near monitor

Sales Assistant 

Do you have a talent for persuasion and a desire to support others?

If so, then you could be successful in a sales associate position, whether at a clothing store, pop-up boutique, outdoor shop, telecommunication company, or furniture gallery.

Some stores have commission systems to incentivize you even further.

These jobs are popular with those interested in a future career in industry, finance, or sales/marketing.

But they are also suited if you’re looking for a low-pressure summer job or a discount at your favourite store.

MacBook Pro on table beside white iMac and Magic Mouse

Freelance Web Design 

Working as a web designer could be the perfect summer job if you have a knack for technology, know how to use website platforms like WordPress and SquareSpace, or enjoy coding.

Rather than working a 9-to-5 job, freelances get to set their hours to accommodate a wide range of clients.

In your role as a web designer, you may create websites, upgrade existing sites, add new widgets and apps, or advise clients on how they can make the most of their online presence.

woman in black sleeveless top

Online Tutor 

Tutoring has long been a way for book-smart students to earn money over their summer breaks.

Online tutoring options have also increased due to the Internet, especially with more student studying from due to COVID-19.

So if you are a bright individual with access to the Internet and a computer, nothing can stop you from sharing that knowledge with others who need it most!

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How To Land The Job

Sure, it’s great to know that there are many opportunities out there for students during the summertime.

But how exactly do you land the job?

white printer paper beside silver laptop computer Best Summer Jobs

Write A Fantastic Resume And Cover Letter 

As a student, you’ll want to include any relevant coursework, charity work, and any groups or teams you’ve been a member of on your resume.

Hiring managers may recognize that you lack skills relevant to the open role. But they will also be searching for evidence that you are responsible, capable of completing assignments thoroughly and on schedule, and ready to work hard.

Therefore, applicants should customize their resumes to provide any experience that is closely relevant to the job vacancy in question.

In your cover letter, you should note where you heard about the vacancy and then outline the given job description.

Use the letter’s main body as a “sales pitch” to outline the skills you will bring to the job.

Then, close your letter with a statement of interest in the position, a request to meet for a personal interview, and a heartfelt “thank you” for the employer’s time and consideration.

five person standing while talking each other

Networking 

When searching for summer jobs, networking is a great way to go, and it’s not difficult to do.

Ask teachers, family members, former employers, coaches, colleagues, friends’ parents, and everyone else you might think of for assistance with your summer work quest.

Networking is the simplest way to find jobs, and most people are willing to provide advice, help, and career leads.

person standing wearing red shirt

Volunteering 

Volunteering is a fantastic experience that will open up more doors for you than you ever imagined.

However, we automatically equate it with giving; whether it’s to the community or a worthy cause, we want to believe it’s not about us.

For this reason, volunteering looks great on your CV, as it shows motivation and selflessness. 

Best Summer Jobs

Summer Jobs And How To Land ‘Em

After your last exam, there’s no doubt that you’ll want to kick back and forget about school until next semester.

However, during your time off, it’s a good idea to look for jobs and relevant volunteering experiencing.

Not only is a summer job perfect for earning a bit of extra coin during your down time. But you can also look for job opportunities that can help further your career prospects for later on down the line!

Binaural Beats And Studying – Are They Effective?

Have you heard of using binaural beats to improve cognitive function? Below, we examine binaural beats and whether or not they can be used effectively to help you study.

The topic of binaural beats is still relatively new to the world of science. 

In fact, most doctors consider this therapeutic treatment as semi-experimental. 

However, studies have shown that listening to binaural beats may have a positive effect on your brain and cognitive functioning. 

But the big question is; are binaural beats effective at helping you study? 

In the following article, we explore the science behind binaural beats, and most importantly, whether or not binaural beats are effective at helping you study. 

binaural beats and studying

What Are Binaural Beats?

Binaural beats occur when listening to two different frequencies, which your brain then interprets as a rhythm of beat made up of the difference between the two frequencies. 

One ear receives one frequency, while the other receives a different frequency. 

But instead of hearing two distinct sounds, the brain processes both as a single frequency. 

What this means is, you’ll hear these two tones as one single tone, which is why these frequencies are sometimes referred to as an auditory illusion. 

man wearing black Beats headphones - binaural beats

Binaural Beat Tones & Patterns

To achieve a binaural beat, each individual tone must be less than 1000 Hz. 

Furthermore, the difference between the two tones should also be no more than 30 Hz. And only one of the two tones is played in each ear. 

A 2018 study suggests there are 5 categories of frequency patterns produced by listening to these tones. 

These categories include Delta, Theta, Alpha, Beta, and Gamma. 

  1. Do you suffer from sleep issues? Delta patterns (0.5 – 4 Hz) helped participants of the study enter a deeper, more peaceful sleep. 
  2. The study also showed that listening to Theta patterns (4 – 7 Hz) can help with creativity, meditation, and sleep. 
  3. Beta patterns (13 – 30 Hz) help with creativity, alertness, and concentration. However, be warned that at the higher end of the range, this pattern can increase feelings of anxiety. 
  4. For a little relaxation, try listening to Alpha patterns. The study showed that those who listened to 7 – 13 Hz felt more relaxed.
  5. According to a different study, the Gamma pattern (30 – 50 Hz) is the least understood of all these tonal patterns. However, it’s believed that these patterns can help with peak cognitive functioning. 
grey Beats headphones - binaural beats

Are Binaural Beats Effective At Improving Brain Function? 

Studies on binaural beats show conflicting information. 

For instance, some studies show that using binaural beats increase cognitive functions like memory, while others proved that binaural beats have the reverse effect.

That being said, when it comes to attention and concentration, binaural beats have been proven to increase both.  

In other words, there is some evidence to suggests that listening to these frequencies can help you focus and learn while you’re studying your text books.

person in red shirt wearing black and gray headphones

Do Binaural Beats Help You Study? 

According to Psychology Today, you can use binaural beats to improve both your working and long-term memory. 

In other words, binaural beats can help you to recall information that you’ve recently processed while studying. 

Some studies show that Gamma patterns in particular can help to increase attention to detail, as well as complicated problem solving, and brainstorming. 

So despite conflicting study results, when used correctly, binaural beats can increase some people’s ability to recall information. 

This means using binaural beats to study might help you better recall information in time for your next test.

woman writing on book

How To Study With Binaural Beats

It’s easy to study with binaural beats. 

Set aside 15 – 30 minutes before studying. Use this time to listen to binaural beats, which will help your brain tune into the frequency and fall into synchronization. 

Then, you should proceed to study as you normally would. 

You won’t notice any sort of immediate effects. 

However, the next time you try and recall information, the answer will likely come to you much faster than before. 

black framed panto-style eyeglasses beside black ballpoint pen

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Binaural Beats – Who Should Use Them?

It must be said that some people shouldn’t use or listen to binaural beats.

For example, never listen to binaural beats while driving or operating heavy machinery. There’s a risk that the rhythm could put you in a trance. This puts the safety of others (and yourself) in danger. 

  • If you suffer from seizures or epilepsy, these tones can increase the risk of having a seizure. 
  • Pregnant women shouldn’t listen to these frequencies because it increases the chances of triggering labor. 
  • If you have a prescription for tranquilizers or have a diagnosed psychological disorder, avoiding listening to these tones. 
  • Young children shouldn’t listen to these frequencies as it increases the risk of seizure. 
  • Binaural beats can also affect your heartbeat. Therefore, anyone with a pacemaker or heart condition should avoid listening to binaural beats. 
woman in black long sleeve shirt using macbook - binaural beats

Binaural Beats And Studying

Although evidence does suggest that listening to these frequencies can help improve your overall cognitive functioning, they’re not a magical solution for helping you pass that upcoming exam, and they’re not going to be as effective for everyone.

In other words, some people might need to listen to binaural beats longer to achieve the same results. 

Or, they may find that doing so increases their anxiety levels and has the opposite effect. 

Therefore, the best advice is to experiment with what works for you.

With any luck, binaural beats will give you a cognitive boost, and you’ll be acing that exam in no time! 

Springtime Fitness Tips – Getting in Shape

Looking for a few springtime fitness tips to help jump start the warmer months?

For many of us, a year of quarantine and working from home has seen our activity levels plummet and our opportunities for snacking soar.

Starting a new fitness regimen now will help you come out of the pandemic feeling your physical best. But it will also have the added benefit of improving your mental health in the meantime. 

Below are some tips for successfully starting a springtime exercise regimen, and getting yourself in shape for the summer!

women playing volleyball inside court -Springtime Fitness Tips

Find An Activity That You Enjoy

If you intend on sticking to a workout, then do yourself a favour, and choose exercises, activities or sports that you actually enjoy. 

If you don’t like traditional indoor gym stuff, no problem! There are hoards of other options to help you break a sweat. 

For example, you can try heading out to the tennis courts with a friend. Tennis is a great outdoor option! Plus, it allows you to remain socially distanced throughout the game.

You can also go hiking if you’re lucky enough to live near natural terrain, or simply go for long walks around your neighbourhood. 

If you’d rather stay at home, that’s no problem either.

You can also exercise from home by trying online yoga tutorials or you can let off some steam by putting on some music you enjoy and dancing around for 30 minutes or more. 

There are numerous ways to accelerate your heart rate and improve your fitness without needing to enter a gym or use any machinery.

Find an activity you enjoy and you’ll be much more willing to incorporate it into your routine. 

black and white typewriter on green textile - Springtime Fitness Tips

Be Realistic With Yourself

Sometimes, we get a little eager when planning out a new fitness plan.

We somehow imagine our future self will be motivated enough to go out for a run at 6 am every day and happily do an ab workout five times a week.

If you’re really able to do that, then good for you. But for most of us, these plans simply aren’t realistic.

Instead of setting yourself up for failure, really think about what is realistic for you.

Following along to three short YouTube workouts a week is far better than nothing at all — and it’s pretty easy to stick to.

Aiming to do at least a small amount of physical activity every day is also a good start. And you can always increase the time you spend exercising as you get more accustomed to it. 

When we set modest, realistic goals, we’re more likely to achieve them.

This makes us feel accomplished and motivated to do more and push ourselves!

woman sitting on yoga mat with in front of girl during daytime - Springtime Fitness Tips

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Find a Fitness Buddy

One way to ensure you have a good time working out is doing it with someone that you enjoy spending time with.

The prospect of seeing your friend and catching up will probably motivate you to get out and exercise, plus other people make us accountable and much more likely to show up!

You might even have a healthy sense of competition with your pals, which will motivate you further. 

vegetable stand

Don’t Neglect Your Diet 

As we all know, getting in shape requires a combination of good diet and exercise.

But a good diet doesn’t necessarily mean a restrictive one.

If you want to really get a good workout in, then you need adequate fuel. And this means you need to eat enough calories, protein and other nutrients. 

Restricting calories makes it harder to maintain a good physique in the long run as your metabolism drops. You won’t have enough energy to put in effective workouts, and your body will be reluctant to build any new muscle. 

Try to make all your meals (and even snacks) well-balanced with protein, fat and carbs.

Add in a good daily portion of fruit and veggies too.

If you want to lose weight, focus on maintaining a healthy diet with a slight calorie deficit and ample exercise. 

man holding black barbell

Build Some Muscle

In the past, fitness was very focused on cardio and calorie burning.

However, now we’re seeing a shift towards weight lifting and muscle building, even among women to get into shape. 

The more muscle you have, the more toned you will look.

But more than that, you will have a higher metabolism which will make it much easier to lose fat.

You’ll also feel stronger and fitter on a daily basis!

woman standing on cliff during daytime

Getting In Shape For Summer

Spring is a time of new beginnings and this makes it the perfect occasion to start implementing a new fitness routine and focus on getting in shape.

Stick to these tips and you’ll be ready for the beach in no time!

How To Land A Job Straight Out Of School

Looking to land a job straight out of college or university?

While there are many reasons to pursue higher education, landing a decent, good-paying job in the future is probably one of them.

After spending 4+ years investing time, money and effort into getting a degree, you don’t want to spend months struggling even to land an interview. Unfortunately, this is the reality for many new graduates.

However, there are things you can do to prepare yourself for the job market and optimize your employability, even while you’re still studying.

Here are five tips to landing a job straight out of college. 

white printer paper beside silver laptop computer Land A Job

It’s Never Too Early To Start Building Your Resume

Once you graduate, you will be thrust into a pool of new graduates, all seeking work, often in the same industry as you. If you want to get noticed and get the job of your dreams, then you need to stand out in the crowd. 

This means you should aim to start building your resume as soon as possible. You also need to work as building one that is not only impressive but also unique.

Alongside good grades, internships and volunteer work, you’ll want to include any experience that might be relevant. And that might help you stand out from other new graduates.

If possible, see if you can add more stand-out accomplishments like a cultural exchange experience, a second language, a martial arts degree, or even a stint as a sports captain throughout your time at college, which might highlight your leadership skills.

Having a variety of accolades and experiences like these will help you catch your potential employers’ attention.

This is especially true for students taking non-vocational majors, like philosophy, literature or history of art.

While your degree is a valuable and worthwhile experience, it’s often unlikely that employers will hire you based on it alone.

group of people gathering

Networking

Networking is not necessarily shallow people bragging about themselves and exchanging business cards. It can be about genuine interactions and bonding between people. People who subsequently decide to collaborate and help each other out career-wise.

Just think about how many people land interviews and jobs because of a friend’s referral.

Finding opportunities to meet people and giving off a good impression of yourself (both professionally and socially) will be immensely helpful when it comes to getting a job. Especially straight out of college or university.

Therefore, it’s a good idea to look into all kinds of networking.

This includes, but is not restricted to, organized networking events where you can meet people working in your industry. As well as joining community groups, clubs, social gatherings, academic societies etc.

Show up, know your stuff and stay open-minded. You might find doors opening up that you’d never even considered.

person typing on Apple Cordless Keyboard

Start an Internship

Relevant internships will accelerate you on your career path.

Hiring personnel is expensive, and when it comes to dishing out serious salaries, employers want to be sure that a candidate is worth the investment.

Taking on interns is relatively low risk for employers, as they don’t cost much, and there is no pressure to hire them after.

However, if you can convince an employer during an internship that you can be an asset to the company. Then, you might well secure yourself a job after graduating. 

Even if you don’t land a job with the company you intern for, the work experience will prove invaluable. You can earn yourself professional references to use for future job applications. 

However, not all internships are paid, which poses a challenge for many students who rely on having an income. In this case, you can try seeking out paid opportunities or additional financial student aid to help you out. 

Land A Job

Choose Your Major Wisely

Suppose your principal aim is to pay off your student debt and have a comfortable financial situation as soon as possible after school. In that case, you need to prioritize choosing a major which will ensure your employment.

The fact is that majors like Engineering, Computer Science and Nursing yield far better employment rates than, for instance, Classics or Comparative Literature. 

While you shouldn’t sacrifice the things you love, it’s still good to keep in mind that not all majors offer the same employment rates.

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person holding ball

Keep Your Expectations In Check

When you’re fresh out of college or university, the reality is that you’re probably not the best candidate for most positions. Especially when you’re up against experienced professionals, you might not always make the cut.

With that in mind, instead of aiming for the stars from the get-go, try pursuing more obtainable jobs with entry-level positions at first. And then, aiming higher once you’ve got some experience under your belt. 

Land A Job

The Bottom Line

Being at college means you’re already on the fast-track to steady employment. Therefore, it’s best to make the most of your education and take advantage of all the opportunities presented to you.

This way, you really can’t go wrong when it comes to landing a job after your graduate.

Tips For Distance Learning And Remote Work

Need some help being productive with your distance learning or remote work? Below, we go over some of the best tips for helping you make the most of your time working from home!

Remote study and work are two of the most modern challenges this new decade has gifted to us.

In fact, it’s a whole new way of life, and it’s easy to feel overwhelmed by the prospect of it, especially when you’re used to learning or working in person rather than over the internet.

But it is possible to be productive and keep on top of everything, even from your bedroom.

So to help you make the most of your time working or studying remotely, we’ve created the following list of tips for staying focused even when working from home!

person using macbook pro on bed

Maintain Routine 

Routine and discipline will keep you sane. Without them, you’ll possibly forget that you are.

Without a solid daily routine, it’s easy to get distracted and lose focus on what really needs to be done.

So, do yourself a favour and plan out your day.

Factor in time around your scheduled lectures and zoom meetings for note-taking, replying to emails, completing assignments, readings, group work and whatever else you need to do. 

Put together a ‘to-do list’ at the start of every day.

It can help to list everything you want to accomplish, including “eat breakfast,” brush teeth,” “cut own bangs,” etc.

Even ticking off these small, minor tasks helps and will give you a sweet dopamine rush, keeping you on your productive, merry way!

person using macbook pro on bed

Cut Out Distractions

The internet is an alluring feast of digestible garbage, and that’s a fact! 

However, very little of that garbage will help you pass your next exam, and a whole lot of it will only hinder your success.

If you’re struggling to stay off social media, try blocking those sites using an app during your study hours or simply keeping your phone on ‘Airplane mode.’

You can schedule website blocks using software like Cold Turkey.

Fret not, however; those tempting time-wasting sites will be accessible once again in your allotted free time.

white printer paper beside silver laptop computer

Communicate

Remote learning can often make you feel cut off from the rest of the world and the ones you love, and feelings of isolation can easily cause us to fall into an unmotivated slump. 

The truth is, we need others to keep us energized and motivated.

In fact, maintaining regular contact with your school lecturers and classmates is a lifeline connecting you to the external world and a key to keeping on track while doing your work from home.

Stay engaged and active in lectures by contributing questions and ideas instead of just putting yourself on mute and cruising along without paying any attention.

Stay present, and I promise you, you’ll get a lot more in return.

If you’re really struggling with your new set up and impacting your work, don’t hesitate to talk to your professors or student support teams.

If they know what’s going on, they can offer help and suggestions on making your remote learning as seamless as possible.

man in black leather jacket sitting on brick wall holding smartphone

Create a designated workspace

Your bed may feel like a soft, plump marshmallow, but reclined inertia doesn’t lead to optimal productivity. 

In other words, ensure you’ve got an organized desk, a comfortable chair and only the relevant resources at your disposal. 

Suppose you’re lucky enough to have a separate room to work in, even better.

But just having an established work/study space, even in your bedroom, is going to help get you into the right state of mind for getting things done.

turned off laptop computer on top of brown wooden table

Do other things

Factoring in time for other activities is essential for keeping your mind refreshed and preventing you from getting too restless. In fact, if you’re only staring at a screen from morning until night, every day of the week, it won’t be long before you start to feel like you’re losing your mind.

Try indoor workouts, walking outside, cooking, baking, taking a bath, reading a novel, writing in your journal, painting, knitting, sewing, crotchet, playing the trumpet (while being mindful of the neighbours, of course.) 

The key is to do anything to give yourself a break from studying or working relentlessly.

Try to get away from a screen for portions of your day, especially in the evening time. This will help you wind down, allowing you to sleep better and simply giving your mind proper rest from all the online work or study. 

Activities that involve using your hands can be extremely meditative too, and getting in some exercise will improve your mood immeasurably.

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person reading book on brown wooden table taken at daytome

Be Kind to Yourself

Finally, it is paramount that you treat yourself with kindness and compassion, especially when you’re isolated from the rest of the world.

Practice self-care, try meditation or relaxing yoga poses, treat yourself to those small things you’ve earned, or even binge-watch some terrible TV from time to time, so long as it helps you unwind.

Maybe you’re not working at 100% capacity, but that’s OK.

It’s a challenging time for everyone, and we’re all just doing the best we can with the best we’ve got.

5 Tips For Going Back To School After The Holidays

Looking for tips on going back to school after the holidays? Check out these 5 awesome tips for making the most of your time off, and making the transition back into your schedule as stress-free as possible.

Not only is the holiday season plenty of fun where we get to visit with family and friends, but, for students, Christmas break offers a much-needed reprieve for the school year’s hectic schedule.

So when January rolls around, it’s sometimes difficult to get yourself back into your school schedule.

green and brown pinecone Christmas wreath on wooden drawers

After all, you’ve just spent several weeks having fun, and most likely, not even thinking about homework.

Fortunately, we have a few simple tips in mind for helping you get back into the groove, without it feeling like you’re pulling your hair out!

Rest Up

While the holidays can be hectic with having to visit family and friends, attending or hosting dinner parties, etc., it’s also important to make the most of your time away from school by getting some much-needed rest that your mind and body crave throughout the school year.

pug covered with blanket on bedspread

In fact, studies have shown that a lack of sleep affects the hippocampus, the part of the brain that controls your memory. In turn, lack of sleep has been shown to reduce your ability to learn new things by up to 40%

I know you may be tempted to stay up late on those nights when you don’t have class the next day, but it might be better to hit the hay anyway.

Refresh Your Memory

Now, I’m not saying that you need to spend your holiday break studying each and every day.

But, it’s not a bad idea to keep your memory sharp by reading through your old notes before your jump back into your school routine, at least a few times while you’re on your Christmas break.

person holding unfold book - back to school

Studies have shown that students are able to increase their memory by up to 70% after reading old notes within 24 hours.

So, I know that you’ll be tempted to completely forget about school until you go back.

But you’ll thank yourself when the first day of class rolls around and you’re already more prepared to learn than the majority of your peers.

Don’t Over-Indulge On Junk

Around Christmas time, it’s not uncommon for people to indulge in all sorts of baked goods, ranging from Christmas log cakes, pies, and just about everything else in grandma’s kitchen.

table with glass cups and place mats - back to school

while there’s nothing wrong with treating yourself, it’s important to remember that a proper, healthy diet contributes to proper brain function.

In fact, when you consider the fact that the brain requires approximately 20% of all your caloric needs, it’s easy to see how your diet is such a vital component of your mood, memory, and focus.

So, if you like the idea of jumping into your next semester with a fresh, clear head ready to ace every test before the end of the year, make sure to stick to a healthy, well-balanced diet.

Full of whole grains, plenty of fruits and vegetables, and only a small slice of pie after Christmas dinner.

Don’t Wait Until The Last Minute

While I’m sure that you’ll have plenty going on over the holiday, it’s crucial that you not wait until the last minute to get yourself ready for class.

This means taking the time to buy those textbooks you’ve had on your shopping list. Or, any other supplies that you might need for the upcoming semester.

And don’t forget to take care of any other chores or errands that you’ve had on your to-do list. But have been putting off for weeks. Like making sure your tuition payments are up to date!

coloring pencils on brown wooden table

Once school starts, there’s not all that much time to take care of those little things.

Between attending classes and studying, maybe holding down a part or full-time job, you’ll barely have time to eat, let alone run around doing errands.

In other words, the transition back to your school routine is probably going to feel slightly hectic.

Which is why it’s best to make most of your time off. Run those errands now, while you’ve got the time!

Then, when your first day rolls around, you’ll be able to focus on your studies, without having a million other things to do.

Trust me, you’ll thank yourself later!

Make Some Memories!

While it’s important not to forget that your next semester is just around the corner, it’s equally important to enjoy your time off.

After all, the holidays are a time to spend time with your loved ones, enjoying each other’s company. Making memories that will last a lifetime.

coloring pencils on brown wooden table

So, make sure not to forget about your upcoming semester.

But also make sure to spend time visiting your friends and family, going out and doing stuff together, and simply having a good time!

Getting Back To School Post Holidays

When you’re having fun and relaxing, not worrying about your classes, it can be hard to transition back into your school routine, especially when you’re tired, and still bogged down from that over-indulgent Christmas dinner last week.

But by making the most of your time off, getting ready in advance, and keeping your memory sharp, you’ll be starting the new year on the right foot.

Then, you’ll be able to enjoy the rest of the school year, just as much as you’ve just enjoyed the Holidays!