National Consumer Law Center

About the Author

The National Consumer Law Center (NCLC) is a nonprofit organization dedicated to advocating for low-income and marginalized consumers through cutting-edge legal research, policy analysis, and education. Founded in 1969, NCLC empowers attorneys, advocates, and policymakers with comprehensive resources to combat unfair debt collection practices, predatory lending, and other financial injustices. Their publications, including the acclaimed Guide to Surviving Debt and its updated edition Guide to Surviving Debt 2013, provide practical strategies for individuals facing overwhelming financial challenges, offering step-by-step guidance on negotiating with creditors, understanding bankruptcy options, and protecting rights under consumer protection laws. With a commitment to justice and accessibility, NCLC continues to shape national policy and support grassroots efforts to ensure economic fairness for all.