Carl Richards

About the Author

Carl Richards is a renowned financial planner, New York Times columnist, and author dedicated to demystifying personal finance for everyday people. With a background in finance and a talent for visual storytelling, he simplifies complex money matters through his signature napkin sketches, making smart financial decisions accessible and approachable. Richards has spent over two decades advising clients on wealth management, drawing from real-world experiences to offer practical wisdom that empowers readers to take control of their financial futures without overwhelming jargon or complicated formulas. His work emphasizes mindfulness, intentionality, and long-term planning, helping individuals navigate life's financial uncertainties with confidence and clarity.